Category: Tech Advice

With summer right around the corner and the temperatures on the rise, everyone is looking for a way to stay cool without breaking the bank. Did you know that you can make your very own air conditioning unit using materials that you might already have at home? In this article, we will guide you through the steps of creating a DIY AC unit, perfect for beating the summer heat!

Materials needed:

– A medium-sized styrofoam cooler or insulated box

– Ice packs or frozen water bottles

– An electric fan (desk fan or similar)

– A PVC pipe or metal elbow (3 inches in diameter, long enough to extend from the fan to outside of the cooler)

– A small knife or a hole saw

– Duct tape

Step 1: Prepare your cooler/insulated box

To start building your homemade AC unit, first, grab your styrofoam cooler or insulated box. Make sure it’s big enough to fit your ice packs and still have room for air circulation. Clean it thoroughly and ensure that it’s dry before proceeding.

Step 2: Cut holes for airflow

Now it’s time to cut holes into your cooler. Using a small knife or hole saw, carefully cut one hole in the center of the cooler lid. This hole should be just big enough for your PVC pipe or elbow to fit snugly.

Next, trace a circle on one of the short sides of the cooler (the side facing away from you), this circle should be slightly larger than your fan’s diameter. Cut this circle out carefully to create an

opening for the fan.

Step 3: Attach the PVC pipe/elbow and fan

Insert your PVC pipe or metal elbow into the hole on top of the cooler lid, making sure it fits snugly. If there are any gaps around the hole, use duct tape to seal them off.

Place the fan against the hole on the side of the cooler, with the blowing side facing into the cooler. The fan should sit flush against the cooler wall. If necessary, use duct tape to secure it in place.

Step 4: Load up your DIY AC unit with ice

Fill your cooler with ice packs or frozen water bottles. It’s a good idea to have a sufficient amount of them, so they last longer and keep the air inside cool.

Step 5: Turn on your fan and enjoy!

Plug in and turn on your fan. The warmer air from your surroundings will be drawn into the cooler, pass over the ice packs or water bottles, and be chilled before being pushed out through the PVC pipe or elbow.

There you have it – a simple yet effective homemade air conditioning unit that can help keep you cool during those hot summer days. This environmentally-friendly and wallet-friendly solution is perfect for small spaces, like bedrooms or home offices. Remember to replace the ice packs or water bottles as needed, and always unplug your fan before making any adjustments to your DIY AC unit. Stay cool and enjoy the summer!

Introduction:

Over the years, Internet browsers such as Google Chrome have been moving away from supporting Adobe Flash Player due to its numerous security vulnerabilities. However, there may still be instances where you’ll need Flash player for specific websites or applications. In this article, we’ll explain how to enable Flash Player in Google Chrome so you can keep using those essential sites.

Step 1: Check Your Chrome Version

Before enabling Flash Player in Google Chrome, make sure you have the latest version installed. To do this:

1. Open your Google Chrome browser.

2. Click on the three verticle dots on the upper-right corner of the window.

3. Click “Help” and then select “About Google Chrome.”

4. If an update is available, Chrome will automatically download and install it.

Step 2: Accessing the Content Settings

Now that your browser is updated, follow these steps to access content settings.

1. Click on the three verticle dots on the upper-right corner of the window again.

2. Select “Settings” from the drop-down menu.

3. Scroll down and click on “Privacy and Security.”

4. Look for an option named “Site Settings” and click on it.

Step 3: Enabling Flash Player

Now that you’re in Site Settings:

1. Find and click on “Flash.”

2. Toggle the switch next to “Block sites from running Flash (recommended)” so it says “Ask first.”

3. Close the settings tab.

Your browser will now prompt you to enable Flash Player when a site tries to use it.

Step 4: Allow a Specific Site to Use Flash Player

To give a specific site permission to use Adobe Flash Player, follow these instructions:

1. Visit the website where you want to enable Flash Player.

2. A puzzle piece icon will appear within your address bar if a site attempts to use Flash Player.

3. Click the puzzle piece icon to open the site’s permissions.

4. To enable Flash for this specific site, click on “Allow.”

Your browser will refresh and enable Flash Player for that website. Keep in mind you may have to repeat this process for each site requiring Flash Player.

Conclusion:

Although Google Chrome and other modern browsers have started phasing out Adobe Flash Player support, there are still instances where you might need it to access certain websites or applications. Using these steps, you can confidently enable Flash Player in Google Chrome when necessary, keeping those essential sites accessible. However, remember that due to security vulnerabilities, it’s best not to use Flash Player for a long period or on unknown websites.

Introduction:

The travel industry may have faced challenges in recent years, but as life gradually returns to normal, it’s time to start exploring the world again! To help you make the most of your trips, Forbes has compiled a list of the best travel credit cards for 2023. These cards offer great rewards, benefits, and perks to make your adventures more enjoyable and budget-friendly.

Top Travel Credit Cards:

1. Chase Sapphire Preferred Card:

With a generous welcome bonus and a solid rewards program, the Chase Sapphire Preferred Card is a strong contender for any frequent traveler. You’ll earn 2 points per dollar spent on travel and dining, and 1 point on all other purchases. Points can be redeemed through Chase’s travel portal or transferred to various airline and hotel partners for potentially greater value.

2. Capital One Venture Rewards Credit Card:

Earning 2 miles per dollar spent on all purchases, the Capital One Venture Rewards Card is perfect for those who prefer simple rewards structures. Redeeming miles is easy with no blackout dates or restrictions, and you can book any airline or hotel directly through Capital One’s travel portal or transfer miles to several transfer partners.

3. American Express Gold Card:

Foodies and travelers alike will find value in the American Express Gold Card’s rewards structure. Earn 4 points per dollar spent on dining (including delivery services), 3 points per dollar on flights booked directly with airlines or through Amex Travel, and 1 point for all other purchases. Plus, enjoy an annual dining credit and personalized travel services.

4. The Platinum Card from American Express:

For luxury travelers who desire premium perks, The Platinum Card from American Express is

tough to beat. Enjoy unmatched lounge access with Priority Pass Select membership, complimentary Marriott Bonvoy Gold Elite Status, Uber credits, a yearly airline fee credit, and more. You’ll also earn 5 points per dollar spent on flights and hotels booked through Amex Travel.

5. Citi Premier Card:

The Citi Premier Card is an excellent option for travelers who spend on a variety of categories. Earn 3 points per dollar on travel (including gas stations), 2 points on dining and entertainment, and 1 point for all other purchases. With no foreign transaction fees and the ability to transfer points to multiple airline partners, this card is perfect for international travelers.

Conclusion:

Choosing the best travel credit card depends on your spending habits, preferred rewards structure, and desired perks. Before applying, carefully evaluate each card’s offerings to find one that aligns best with your travel goals and financial situation. Happy travels!

Introduction

In a world where credit card debt can quickly spiral out of control, balance transfer credit cards provide much-needed respite for many individuals. These financial tools allow cardholders to move high-interest debt to a new card, with the objective of saving money on interest charges. To aid your decision-making process, we’ve analyzed Forbes’ list of best balance transfer credit cards in 2023 and highlighted the top options available.

A) Citi Simplicity Card

The Citi Simplicity Card stands out for its lengthy interest-free period on balance transfers. New cardholders can benefit from an impressive 18-month 0% APR promotional period, giving them ample time to pay off their debt without accruing additional interest. With no annual fee, late payment fees, or penalty rates, this card provides significant savings opportunities for consumers aiming to tackle their credit card debt.

B) Chase Slate Edge

Next up is the Chase Slate Edge, featuring a 0% introductory APR on balance transfers for the first 12 months. What sets this card apart is its potential to lower your interest rate over time. By making timely payments and keeping balances below the credit limit, holders can request a rate reduction of up to 2%. Furthermore, with no annual fee and $0 balance transfer fee during the first 60 days, this is undoubtedly a top contender.

C) Wells Fargo Reflect Card

The recently launched Wells Fargo Reflect Card offers an attractive option for those looking to consolidate their debts. With an intro 0% APR on both purchases and qualifying balance transfers extending up to 18 months (and an additional six months with on-time minimum payments), this card provides ample opportunity for consumers to pay down their outstanding balances while avoiding expensive interest charges. Note that there’s an introductory balance transfer fee of either $5 or 3% of the transaction amount, whichever is greater. After that, the fee stands at 5% or a minimum of $5.

D) U.S. Bank Visa Platinum Card

For consumers seeking an industry-leading introductory offer on balance transfers, the U.S. Bank Visa Platinum Card is an excellent choice. The card provides a 0% APR for 20 billing cycles on balance transfers made within the first 60 days. This extended interest-free period enables cardholders to save significantly on interest charges and pay down their debt effectively. The downside, however, is its somewhat costly balance transfer fee of either 3% of the transaction amount or $5, whichever is greater.

Conclusion

Finding the best balance transfer credit card may seem overwhelming in a market teeming with various options. By analyzing key features such as length of the interest-free period, fees, and other perks, you can zero in on a credit card that aptly aligns with your financial goals. Remember, consolidating debt is just part of the battle—making responsible financial choices and avoiding high-interest debt in the future are equally crucial steps towards achieving financial freedom.

Introduction

With a plethora of credit cards to choose from, selecting the best one for your needs can be overwhelming. Forbes has put together a list of the best credit cards of 2023, simplifying the decision-making process. This comprehensive guide will take you through some of the top choices in various categories, discussing their features and benefits, as well as considerations to keep in mind before making up your mind.

Top Travel Rewards Cards

Chase Sapphire Preferred Card: Known for its generous sign-up bonus and high points earning potential, this card is a favorite among frequent travelers. Cardholders can earn 2 points per dollar spent on travel and dining expenses, while points are worth 25% more when redeemed for travel through the Chase Ultimate Rewards program.

The Platinum Card from American Express: With an extensive list of travel perks, such as complimentary access to over 1,200 airport lounges worldwide and up to $200 in annual airline fee credits, this card suits luxury travelers. Although it comes with a hefty annual fee, the benefits make it worth considering for those with lavish travel preferences.

Best Cashback Cards

Citi Double Cash Card: This card offers a straightforward earning system, with 1% cashback earned on all purchases and another 1% paid upon clearing the balance. With no annual fee and no category restrictions, the Citi Double Cash Card is the ideal choice for those looking for hassle-free cashback opportunities.

Chase Freedom Unlimited: Apart from providing an impressive 1.5% cashback on all purchases without any category limits or caps, the Chase Freedom Unlimited also offers a surprising range of additional benefits. These include an introductory 0% APR on purchases and balance transfers for 15 months and no annual fee.

Top Cards For Building Credit

Discover it Secured Credit Card: Geared towards individuals with limited or no credit history, this secured credit card helps in building a credit score while offering rewards. Users earn 2% cashback at gas stations and restaurants and 1% on all other purchases. Additionally, Discover matches the cashback earned during the first year.

Capital One Platinum Credit Card: With no annual fee and access to a higher credit line after making the first five monthly payments on time, the Capital One Platinum Credit Card is another excellent option for building credit. Moreover, cardholders can access valuable tools, such as the CreditWise app, to help them monitor and maintain their credit scores.

Conclusion

The best credit card for you depends on your financial situation, spending habits, and the perks you seek. Consider your priorities – whether that’s travel rewards, cashback, or building your credit score – before selecting the right card to fit your needs. Remember to examine fees, interest rates, and other terms associated with each card before making any decisions for a smoother financial journey in 2023.

Introduction:

In today’s dynamic business environment, having the right insurance coverage is essential for protecting your small business. With numerous options available, it can be challenging to find the best provider for your unique needs. This article presents the top small business insurance providers in 2023, based on a review by Forbes Advisor.

1. Hiscox

Hiscox specializes in small business insurance policies with custom-tailored coverage solutions for various industries. Their offerings include general liability insurance, professional liability insurance, and business owner’s policy (BOP). Hiscox also provides exceptional customer service and claims handling.

2. Nationwide

Nationwide is a well-known insurance company offering comprehensive packages for small businesses. They provide BOPs, liability insurance, and commercial auto insurance to accommodate companies in different sectors. Nationwide is recognized for its financial stability and reliable claim process.

3. Next Insurance

Next Insurance is a modern, online-first provider offering tailored coverage for small businesses. They specialize in general liability, professional liability and commercial auto insurance policies with fast claims processing times and outstanding customer service.

4. State Farm

State Farm is a leading insurer providing a wide range of coverages tailored to the needs of small businesses. They offer BOPs, commercial property and auto insurance, workers’ compensation and professional liability policies. State Farm has many local agents to assist with coverage decisions.

5. Chubb

Chubb specializes in customized insurance products for small-to-medium-sized businesses across various industries. Their policy options include property, general liability, professional liability and cyber security coverage. Chubb is renowned for its superior claims handling ability during challenging times.

6. The Hartford

The Hartford offers an extensive selection of coverages that cater to the needs of different industries. Their product offerings include BOPs, workers’ compensation, commercial auto, marine coverage and umbrella policies. The company is notable for its risk management resources.

Conclusion:

When selecting the best small business insurance provider, it is crucial to consider factors such as the type and amount of coverage required, specific industry needs, customer service and claim handling processes. This list of top insurance providers offers a starting point when researching your business’s unique needs. Always consult with insurance professionals or trusted advisors to make the most informed decision.

Introduction:

Are you tired of weak Wi-Fi signal and dead zones in your home or office? Mesh Wi-Fi routers might be the solution you’ve been looking for. We have investigated and analyzed numerous models available on the market and will now present you with a comprehensive guide to the best mesh Wi-Fi routers of 2023. Say goodbye to slow internet connection and welcome the world of seamless connectivity!

Top 5 Mesh Wi-Fi Routers of 2023:

1. Netgear Orbi RBK50:

The Netgear Orbi RBK50 is a top-of-the-line mesh Wi-Fi system perfect for large homes. Known for its outstanding range and performance, this tri-band router covers up to 5,000 square feet, ensuring all your devices are connected without any dead spots.

2. Google Nest Wi-Fi:

The Google Nest Wi-Fi is a stylish and user-friendly mesh router that is perfect for smart homes with multiple IoT devices. The expandable system covers areas up to 4,400 square feet, provides strong Wi-Fi performance, and comes with integrated Google Assistant smart speakers.

3. Eero Pro 6:

The Eero Pro 6 is a great option for users who prioritize speed, range, and reliable connection. Equipped with Wi-Fi 6 technology, it can efficiently handle multiple devices without sacrificing performance or coverage.

4. TP-Link Deco X20:

A budget-friendly option without compromising quality, the TP-Link Deco X20 offers Wi-Fi 6 support and seamless roaming capabilities for consistent connectivity across your home. The Deco X20 covers up to 5,800 square feet, providing fast internet speeds even in larger homes.

5. Asus ZenWiFi AX (XT8):

If you’re looking for cutting-edge performance with extensive customization options, the Asus ZenWiFi AX should be your choice. This high-speed router supports Wi-Fi 6, providing excellent coverage and unmatched control for your network settings.

Conclusion:

Mesh Wi-Fi routers have revolutionized home networking by eliminating dead spots and providing consistent, high-speed connectivity. The aforementioned models are the best mesh Wi-Fi routers available in 2023, tailored to meet a range of needs – from premium performance to budget-friendly options. Choose one that best fits your requirements and experience reliable, speedy internet throughout your home or workspace.