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Reforming College Debt, Part I: The Problem

If the P-12 education system is all about preparing its students for success in adulthood, then college preparation is obviously a must. In the fall of 2012, 66 percent of high school graduates from that year were enrolled in college, and that number does not include students that waited longer to enroll or non-traditional adult students. It seems that P-12 classrooms are getting more students ready for the academic demands of a college education – but what about the financial commitment? Today I want to look at the inherent problems with the college payment and lending system, both private and …

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Reforming College Debt, Part II: Possible Solutions

There aren’t many people who will dispute the value of a college education. College graduates tend to have higher levels of job satisfaction and quality of life. The cost of those efforts is steep for the individual though – to the tune of $35,200 college debt on average for 2013 graduates. On Wednesday I looked at the statistics associated with the cost and payoff of a college education and also some federal efforts to make those payments more affordable once a degree is earned. Today I want to look at some specific ideas that aim to bring down the initial …

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6 Facts You Must Know About Student Loans and College Debt

If the P-12 education system is all about preparing its students for success in adulthood, then college preparation is obviously a must. In the fall of 2012, 66 percent of high school graduates from that year were enrolled in college, and that number does not include students that waited longer to enroll or non-traditional adult students. It seems that P-12 classrooms are getting more students ready for the academic demands of a college education – but what about the financial commitment? In this article, we will discuss 6 facts that you must know about student loans and college debt. Currently, …

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